PURCHASING A HOME
Everyone should own a home.
Stop paying rent and build equity in yourself with your own mortgage.
You probably think you need a great credit score and 20% down??
That is absolutely incorrect.
We have helped thousand of wonder people purchase their new home and we can help you as well.
- Get a preapproval.
There is a shortage of homes now. To insure you get the home you want you need a preapproval. Sellers want to know you are legit.
- Get a reputable real estate agent.
They don’t cost you a penny. The seller pays the real estate agent costs. You need an agent on your side to insure you get a good home and they negotiate the home price for you.
- How much can you afford?
Call us and let us help you figure that out. You could be happily surprised to know you can afford more than you thought.
- What are the interest rates?
Rates all depend on your credit score, income and job history.
- What credit score do I need?
We can go down to a 580 score but most loans with good rates require a 620 score or higher
- How much do I need to put down on a home?
20% down is the biggest myth, we can get you into a mortgage for as little as 3.0% down.. USDA and VA are 0% down.
- How long does it take to get into a home?
We can get you into a home in as little as 14 days.