Mortgage Brokers Serving Pennsylvania and Florida.
Kurt & Michelle Ziegler owners of Three Rivers Lending         412-203-3379

Mortgage Brokers Serving Pennsylvania and Florida.
Kurt & Michelle Ziegler owners of Three Rivers Lending 412-203-3379


Serving Pennsylvania and Florida

Contact Us           

Kurt & Michelle Zeigler

Company Introductions           


The Pittsburgh and surrounding areas is home to Three Rivers Lending, a focused and passionate Mortgage Company with 40 years combined experience. We have “5-star” service and we treat all our clients like family. Three Rivers Lending founders Kurt and Michelle Ziegler leverage their expertise in the mortgage and real estate markets to make your home buying experience seamless and painless.

As trusted mortgage brokers, we work with our clients to find you the perfect mortgage product and rate. As mortgage brokers we have the ability to shop numerous lenders so you will always be confident you have the perfect mortgage for your situation. We strive to walk our clients through the entire mortgage process so there are no surprises and the end goal of handing you the keys to your new home!

Kurt has been in the mortgage business for 30 years and can help anyone get a mortgage and Michelle is an accountant with several years of real estate experience. Together we have 7 children, and we understand how busy life can get. Start building equity now instead of wasting money on rent. Three Rivers Lending can help you get the home you have always wanted.

Three Rivers Lending is proud to be a local, family-run business helping our clients every step of the way. We offer Conventional, FHA, VA, USDA, Refinance, Reverse, Commercial, New Construction, Jumbo and Reverse Mortgages.

Call us today for a free quote!! 412-203-3379 You may also email us at or

Company Introductions           

Let Us Make Your Dreams Come True

The loan amount, the interest rate, and the term of the mortgage can have a dramatic effect on the total amount you will eventually pay for the property.

Further, mortgage payments typically will include monthly allocations of property taxes, hazard insurance, and (if applicable) private mortgage insurance (PMI).

Use our mortgage calculator to see the impact of these variables along with an amortization schedule. Accurately calculating your mortgage can be a critical first step when determining your budget.

Mortgage Calculator


It’s quick, easy and confidential. No commitment required.

Simply reach out and we’ll reply with some great mortgage or refinance options based on your individual needs.

What type of home loan are you looking for?


We offer Conventional, FHA, VA, USDA, Bank Statement, Jumbo, Fixed and Adjustable Rate and non-conforming mortgages.


Refinance your home for extra cash, remodel, pay off bills, put extra money into your business, money for Christmas or take that vacation you always wanted.


A mortgage for a business property under your business or personal name. We also offer Commercial Refinances.


Building a new home? Call us for the best new home rates.


For people who only want to pay interest and not a mortgage payment. Certain requirements must be met.

Customer Testimonials           

Nicholas Alexander
Nicholas Alexander
Paula, Kurt, and Michelle were fantastic to work with in every way. Always extremely helpful and responsive to my every need and question, which there were a lot. I highly recommend them!
Melissa Burton
Melissa Burton
Kurt, Michelle, and Paula are the best! We have bought several properties over the years and they were by far the best team we’ve ever done business with. We are relocating back home to Pennsylvania and they made the process super easy especially being out of state. We closed in 30 days and are super grateful to Three Rivers Lending for making that happen.
Guilherme Guidugli
Guilherme Guidugli
As a first time home buyer I received all the support throughout the process. The team was always available to clarify mu doubts and always very friendly!
Bella To
Bella To
Thomas Cross
Thomas Cross
When I first started looking into purchasing a bigger house, I could only remember the awful experience of dealing with a major bank in Pittsburgh when purchasing my first house. My fiancé, told me to reach out to Three Rivers Lending specifically Kurt Ziegler to see what our options were. From the moment I first spoke with Kurt, he was understanding, kind and honest. Throughout the the entire process, Kurt and staff were with you every step of the way. It didn't matter if it was a weekday or weekend, if I had a question, staff (Paula) would respond in a timely manner. They would go over and beyond explaining everything. Unlike major banks, where you're just a number to them, Three Rivers Lending made me feel like I was a priority and more importantly family. The overall experience was amazing and I would recommend this company to anyone who is looking for a mortgage!
Greg A
Greg A
Kurt and his team made the loan process go very smoothly without any hiccups.
Pranav Pandya
Pranav Pandya
We were first time home buyers, Kurt, Laurel and Paula were good to work with! Closing was easy. Highly recommend!
sean proud
sean proud
Stephanie DeLuca
Stephanie DeLuca
I can't say enough good things about Three Rivers Lending. Laurel, in particular, is absolutely amazing. We were in the process of buying a house- you would think it's the one of more stressful things that we would do in life, but she made it easy. We provided her with the requested paperwork and she did everything else. We were stress-free, which is something not many people can say when they go through this process. Thank you, Three Rivers, so much, for absolutely everything! We will be sending anyone and everyone your way!
Paula Altieri
Paula Altieri
I want everyone to know these people are so amazing, if it wasn’t for these wonderful people we would have never got this home. Please do yourself a favor and let these wonderful people help with anything you need to finance your home.

Our Benefits           

Why Choose Us?

At Three Rivers Lending we will provide 5 star service from our expert staff. We make the mortgage process as painless as possible. Call today to get a FREE consultation on obtaining a mortgage. We treat all our customers like FAMILY. We also work with some of the best real estate agents. Ask us for help today.


We Approve Loans


5 – Star Reviews


Happy Customers

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