Mortgage Brokers Serving Pennsylvania and Florida.
Kurt & Michelle Ziegler owners of Three Rivers Lending         412-203-3379

Mortgage Brokers Serving Pennsylvania and Florida.
Kurt & Michelle Ziegler owners of Three Rivers Lending 412-203-3379


Serving Pennsylvania and Florida

Contact Us           

Kurt & Michelle Zeigler

Company Introductions           


The Pittsburgh and surrounding areas is home to Three Rivers Lending, a focused and passionate Mortgage Company with 40 years combined experience. We have “5-star” service and we treat all our clients like family. Three Rivers Lending founders Kurt and Michelle Ziegler leverage their expertise in the mortgage and real estate markets to make your home buying experience seamless and painless.

As trusted mortgage brokers, we work with our clients to find you the perfect mortgage product and rate. As mortgage brokers we have the ability to shop numerous lenders so you will always be confident you have the perfect mortgage for your situation. We strive to walk our clients through the entire mortgage process so there are no surprises and the end goal of handing you the keys to your new home!

Kurt has been in the mortgage business for 30 years and can help anyone get a mortgage and Michelle is an accountant with several years of real estate experience. Together we have 7 children, and we understand how busy life can get. Start building equity now instead of wasting money on rent. Three Rivers Lending can help you get the home you have always wanted.

Three Rivers Lending is proud to be a local, family-run business helping our clients every step of the way. We offer Conventional, FHA, VA, USDA, Refinance, Reverse, Commercial, New Construction, Jumbo and Reverse Mortgages.

Call us today for a free quote!! 412-203-3379 You may also email us at  ku**@th****************.com or mi******@th****************.com.

Company Introductions           

Let Us Make Your Dreams Come True

The loan amount, the interest rate, and the term of the mortgage can have a dramatic effect on the total amount you will eventually pay for the property.

Further, mortgage payments typically will include monthly allocations of property taxes, hazard insurance, and (if applicable) private mortgage insurance (PMI).

Use our mortgage calculator to see the impact of these variables along with an amortization schedule. Accurately calculating your mortgage can be a critical first step when determining your budget.

Mortgage Calculator


It’s quick, easy and confidential. No commitment required.

Simply reach out and we’ll reply with some great mortgage or refinance options based on your individual needs.

What type of home loan are you looking for?


We offer Conventional, FHA, VA, USDA, Bank Statement, Jumbo, Fixed and Adjustable Rate and non-conforming mortgages.


Refinance your home for extra cash, remodel, pay off bills, put extra money into your business, money for Christmas or take that vacation you always wanted.


A mortgage for a business property under your business or personal name. We also offer Commercial Refinances.


Building a new home? Call us for the best new home rates.


For people who only want to pay interest and not a mortgage payment. Certain requirements must be met.

Customer Testimonials           

zach hammer
zach hammer
The process of buying a house is stressful no matter the situation. 3 rivers lending made my life easy when It came to the process. They were timely and made themselves available even after business hours . I highly recommend them . Thanks again !
LaMont Hawkins
LaMont Hawkins
Excellent service..
Lisa Simko
Lisa Simko
Paula is wonderful at Three Rivers Lending. The process of getting a mortgage approved is stressful but Paula was always there to answer any and all of my questions!
Excellent! As a first-time homebuyer, I had a smooth and hassle-free experience working with Kurt and Paula. They were incredibly helpful, ensuring that everything was clear and transparent throughout the process. Their professionalism and expertise made me feel confident in their services. I highly recommend Kurt and Paula for anyone in need of reliable and trustworthy assistance with their home buying journey.
Khesrow Hekmatjo
Khesrow Hekmatjo
You would never believe that how hard working dedicated team they are. It is one year I live in Pittsburgh Three Rivers Lending helped me to buy a house for my family. It is not only about the money it is about the love and care and how nice and professional they are. You will not regret to work with them. even I been able to hear from them midnight. Thank you so much please be the same as you are.
Nicholas Alexander
Nicholas Alexander
Paula, Kurt, and Michelle were fantastic to work with in every way. Always extremely helpful and responsive to my every need and question, which there were a lot. I highly recommend them!
Brian Fritz
Brian Fritz
Kurt and Michele have a wonderful operation. From the first phone call through the application and closing my refi was the smoothest real estate transaction that I ever experienced. Would highly recommend and they will always be my first call for any mortgage or lending issues.
meghan shultz
meghan shultz
I recently went through them for purchasing my first home. They were always available to answer my questions and explain everything to me so I understood everything. They made the process super easy for a first time home buyer. Thanks again for all you guys do!
paige johns
paige johns
Paula, Kurt and Michelle were nothing short of amazing! Paula was available whenever I needed her and constantly put my mind at ease. We put them through some difficult situations and they always stayed positive and somehow made everything come together. Everyone at Three Rivers Lending gets the work DONE! Highly recommend.
Paula Altieri
Paula Altieri

Our Benefits           

Why Choose Us?

At Three Rivers Lending we will provide 5 star service from our expert staff. We make the mortgage process as painless as possible. Call today to get a FREE consultation on obtaining a mortgage. We treat all our customers like FAMILY. We also work with some of the best real estate agents. Ask us for help today.


We Approve Loans


5 – Star Reviews


Happy Customers

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Three Rivers Lending Closings